Classic Budgeting Strategies | Spreadsheet Templates Excel and Google Sheets

Classic Budgeting Strategies | Spreadsheet Templates Excel and Google Sheets

The Classic Budgeting Strategies Bundle equips you with a set of practical and user-friendly spreadsheets built on well-known budgeting systems. With 10 customizable spreadsheets, you'll be able to organize your income, manage spending, and create better financial habits—whether you're earning a salary, running a business, or handling household finances.

What You’ll Find Inside

Each spreadsheet is based on a tried-and-true budgeting formula that helps you allocate funds with purpose:

• 50/30/20 Template – The iconic rule for balancing needs, wants, and savings.
• 45/35/20 Template – A slightly tweaked model that emphasizes saving without sacrificing necessities.
• 70/20/10 Template – Ideal for high fixed costs, offering structure while leaving room for growth.
• 60/20/20 Template – A harmonious approach for various income levels and financial goals.
• 40/30/30 Template – Gives flexibility for personal spending while maintaining solid savings habits.
• 80/10/10 Template – Streamlined for essentials and basic savings—great for minimalists.
• 30/50/20 Template – Prioritizes lifestyle and discretionary spending while keeping savings in check.
• 65/25/10 Template – Designed for those with heavier essentials spending who still want to save.
• 55/25/20 Template – Balanced and versatile, it suits a broad range of financial situations.
• 75/15/10 Template – For anyone eager to boost savings aggressively and reduce financial stress.

Features You’ll Love:

• Built-in formulas for accurate calculations and faster budgeting
• Editable layouts you can adjust to fit your needs
• Works in Excel and Google Sheets with no extra setup
• Clean visuals and dashboards for tracking progress
• Mix of traditional & flexible budgeting styles to match your lifestyle

Who It’s For:

Whether you're just starting to manage your money or looking for a more structured way to plan, this bundle is designed for anyone ready to take their finances seriously. Great for individuals, families, freelancers, or anyone needing a reliable, easy-to-use financial planning system.

Start building a solid financial foundation with the Classic Budgeting Strategies Bundle — a go-to toolkit for confident and effective money management.

WHAT’S INCLUDED?

• Step-by-step instructions 
• 40 Templates of Spreadsheets
• 10 Sample Google Sheet with Mock Data
• 10 Blank Google Sheet
• 10 Sample Excel with Mock Data
• 10 Blank Excel
• Editable in Google Sheets and Microsoft Excel
• Compatible with MAC, PC, Phones, or Tablets

HOW IT WORKS & REQUIREMENTS

YOU WILL NEED:

• A device to access Google Sheets or Microsoft Excel
• A Google Account (if using Google Sheets)
• Microsoft Excel software (if using Excel)
• Basic computer skills

HOW IT WORKS:

• Purchase and download instantly.
• Open the PDF file to access the Google Sheet link.
• Download the Excel template.
• Open the spreadsheet and start planning!

IMPORTANT TO KNOW:

• This is a digital download; no physical items will be shipped.
• Due to the nature of digital products, all sales are final, and refunds are not available.

COLOR DISCLAIMER:

Please note that colors in the spreadsheet may vary slightly due to screen display differences on your device. This can include variations in color on phones, tablets, and computers.

Note: For the best experience, we recommend using a desktop or laptop for full editing capabilities.