Budgeting and Debt Management | Spreadsheet Templates Excel and Google Sheets

Budgeting and Debt Management | Spreadsheet Templates Excel and Google Sheets

Take charge of your finances with this complete Budgeting & Debt Management toolkit. Whether you're aiming for financial independence, tracking rental income, or just trying to stay ahead of monthly bills, this collection of intuitive spreadsheets will help you simplify money management — no advanced skills required.

Each tool is fully customizable, beginner-friendly, and works in both Excel and Google Sheets. The calm green color scheme brings clarity and focus to your planning process.

What’s Included:

• Debt Tracker Spreadsheet

Monitor all your loans in one place with clear charts, repayment progress bars, and easy-to-understand summaries.

• Snowball Method Planner

Use the popular snowball strategy to prioritize your debts and create a personalized, step-by-step payoff plan.

• Monthly Bill Organizer

Never miss a due date again with a calendar-style bill tracker that keeps your payments, amounts, and dates clearly visible.

• Airbnb Finances Tracker

Tailored for Airbnb hosts, this spreadsheet helps you record income, expenses, occupancy, and profitability — ideal for accurate reporting and tax time.

Highlights:

• Ready-to-use dashboards and automated calculations
• Drop-downs, categories, and clean formatting
• Monthly and yearly reuse options
• Works perfectly in Excel and Google Sheets

Best for:

• People tackling debt or juggling multiple repayments
• Airbnb owners wanting easy bookkeeping
• Anyone looking to streamline their finances without complex tools
• Users who appreciate visual structure and automation

This toolkit delivers smart, easy-to-use templates to help you organize, track, and improve your finances — all wrapped in a clean, motivating green theme.

WHAT’S INCLUDED?

• Step-by-step instructions 
• 16 Templates of Spreadsheets
• 4 Sample Google Sheet with Mock Data
• 4 Blank Google Sheet
• 4 Sample Excel with Mock Data
• 4 Blank Excel
• Editable in Google Sheets and Microsoft Excel
• Compatible with MAC, PC, Phones, or Tablets

HOW IT WORKS & REQUIREMENTS

YOU WILL NEED:

• A device to access Google Sheets or Microsoft Excel
• A Google Account (if using Google Sheets)
• Microsoft Excel software (if using Excel)
• Basic computer skills

HOW IT WORKS:

• Purchase and download instantly.
• Open the PDF file to access the Google Sheet link.
• Download the Excel template.
• Open the spreadsheet and start planning!

IMPORTANT TO KNOW:

• This is a digital download; no physical items will be shipped.
• Due to the nature of digital products, all sales are final, and refunds are not available.

COLOR DISCLAIMER:

Please note that colors in the spreadsheet may vary slightly due to screen display differences on your device. This can include variations in color on phones, tablets, and computers.

Note: For the best experience, we recommend using a desktop or laptop for full editing capabilities.